Abstract:
Banking and Telecom sectors from the past 5 years have shown some promising growth instead
of the downturn the business as a whole but if we look at the profits of Pakistani banks none of
them reported a default like the American ones, 168 Banks and financial institutions have
declared defaults due to worst conditions of business, because a banks profit and operation is
totally depended up on the business activity going in the country whereas on the other hand in
Pakistan if we go through the performance of commercial banks we have found some attractive
growth numbers, Pakistan is also affected by the financial downturn but the policies of State
Banks of Pakistan are really strict in case of extending a loan.
Prior to this research study I have concluded some important facts and figures related to the
profitability of banks and later in this chapter I would be discussing and analyzing these factors
in detail.
