Abstract:
Purpose- The main purpose of this research study is to compare the present micro-financing
structure with a modified model -debt efficiency management model for which the
researcher has selected two micro financing banks i.e. Tameer Bank and U-Microfinance
Bank (formerly known as Rozgar Bank). So researcher will first compare both models and
then decide which one is efficient and researcher hopes that this report may reflect a part of
it. The suggestion will be making a valuable contribution to the area of micro-financing as it
is a growing and developing in the area of debt provision and management and at the same
time it will pave way for better chances of availability to debt to a greater of individuals who
have potentially profitable ideas for their ventures requiring funding.
Practical Implications- The outcomes of the research study will help the micro-finance
institutions, regulatory bodies and the consumers of this part of financing in finding a better
mechanism for meeting the need of financing with a guaranteed recovery rate and also giving
a strong kick start to the ventures of the consumer with the guidance and direction provided
by the consultant acting as the agent in the modified model.
