Analysing Financial Risk Management Guidelines Policies & Ratio Analysis of Bank Al-Falah

Abstract

Annual Financial Statements of a company disclose the internal structure of the firm. It indicates the existing relationship between income, assets, liabilities and equity to investors and shareholders. It shows the mix of assets that produce income and the mix of the sources of capital, whether by current or long-term debt or by equity funding. The primary objective of financial analysis is to determine the actual financial status and performance of the bank as well as the risk analysis of bank Alfalah. The main objective of the project is to apply the basic finance knowledge and concepts learnt during our degree, practically, to analyze the financial position of the bank through ratio analysis and index analysis of financial statements. And how the bank is managing and mitigating the risks i.e. credit risk, marketrisk and operational risk. These risks may be internal and/or external to the bank.