Abstract:
This study aims to explore the relationship between digital innovation, globalization, and financial inclusion on sustainable economic growth in Asian countries. It aims to demonstrate how progress in digital finance, increasing global interconnectedness, and inclusive financial systems contribute to economic growth. The research adopts a descriptive design using yearly panel series data spanning from 2000 to 2021. The independent variables include digital innovation, globalization, and financial inclusion, while sustainable economic growth (GDP) is the reliant variable. Panel Regression analysis is employed to analyze the relationships between the variables. The study identifies significant benefits of digital innovation and financial inclusion on sustainable economic growth, while globalization is both a driver and challenge. Countries like India and Bangladesh demonstrate successful models, whereas Pakistan, despite progress in digital platforms like Jazz Cash and Easy paisa, still faces structural challenges such as low financial literacy, regulatory barriers, and unequal access. Limited to data from 2000-2021, which may not capture the latest trends, Focus on Asian countries may restripe generalizability to other regions. Recommendations are the Investment in digital infrastructure to bridge access gaps, Policies promoting financial literacy and public-private partners and strengthening regulatory frameworks to foster inclusive economic growth. And External factors like political instability and global crises are not fully incorporated.
