Abstract:
The present project focuses on the attitude society has towards debit and credit cards. It has been
observed that Pakistan is still in the phase of accepting electronic banking. Credit cards and debit
cards are few of the banking facilities that combine technology with the flow of credits and
debits and serve the customer’s requirements. The project shows that the attitude is positive,
however, the use of debit cards is higher in contrast to the credit cards. The frequency of the
debit card used every day is higher than the ones with the credit cards. The use of credit card is
mainly focused on, because of the perks attached to it such as they give benefits for purchase,
such as point or give cash back in the purchase, credit cards are handy, cards let me buy things
that they cannot afford, let me make the payment later and so on. Actions such as taking charge
such as using EMV, increasing security and emergency protection could increase the use ofthese
cards.
