Abstract:
Purpose
The main purpose of this study is to measure the impact of financial cost, knowledge of Islamic
Credit Caid, Financial recommendation on the Islamic Credit Card usage intention via attitude.
Methodology & Design
The research is explanatory in nature, based on quantitative data which was collected through well structured questionnaire duly filled by the credit card users. The data was analyzed through
appropriate statistical tools.
Findings
The findings have revealed that there is a significant amount ofimpact offinancial cost, knowledge
and financial recommendation on Islamic Credit Card usage intention. Moreover, the attitude
partially mediates the relationship between independent variables and ICC usage.
Limitations
The research outcomes are based on the Islamic Credit card usage based in Karachi. The data has
been collected was not from all the country. One of the other limitations is the time span which
was very short to conduct this type ofresearch.
Recommendations
The findings are instrumental for Islamic banks since the variables are model greatly enhances the
logical connectivity. The findings may be used by Islamic banks to formulate the
regarding Islamic credit cards.
